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Faircent.com (Fairassets Technologies India Pvt Ltd) becomes India’s first P2P Lending platform to receive a Certificate of Registration (CoR) as an NBFC-P2P from the Reserve Bank of India (RBI).
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More Statistics
  • 31.05%
    `96.75 Lacs

    Loan amount approved

  • 26.97% 0.45%

    Average interest rate

  • 32.15%
    1494 requests

    Loan requests received

  • 2.48%
    4251 Offers

    Investment Proposals

Calculations are based on rolling seven (7) days

Register Now

Get returns up to 25%
Get rates as low as 12%
Lenders Committed to Lend `740,310,000
Browse Lenders
Borrowers Seeking to borrow `482,196,707
Browse Borrowers

How Do I Get Started?

1

Registration

2

Investment Profile Approval

3

View Loan Listing

4

Fund Loans

5

Sign Agreement With Borrower

6

Disbursement

7

EMI Profit Realization

8

Further Reinvestment

1

Registration

2

Profile Evaluation

3

Listing On Platform

4

Funding

5

Sign Agreement With Lender

6

Disbursement

7

EMI Repayment

8

Loan Closure

Calculators

Check out your monthly loan payments, both interest and principal payments, by setting loan amount, tenure and rate of interest. These parameters can be changed easily using the sliders provided. EMI Calculator
This calculator, developed for lenders, guides them on how to invest their money in borrowers across various risk categories. The user inputs the investment amount and desired return on investment, and the calculator recommends the number of borrowers to invest in across risk categories along with the amount to invest per borrower. Uncertainty in returns is also shown. The calculator has been developed after doing deep analysis of investment patterns of lenders who have been successful in getting high returns. Investment Diversification
The calculator shows how your wealth will build up over time when a fixed amount is invested on a monthly basis. An investor can change the monthly amount, duration of investment and return on investment. In turn, the calculator will show the wealth accumulated after the investment horizon. Wealth Builder
A borrower can check his / her loan taking capacity using the Insta Loan calculator. The calculations are based on monthly income, current EMIs, Rent and other Fixed Obligations, and Credit Card Outstanding. The calculator shows the amount of loan that can be taken. If the obligations are too high then a new loan cannot be availed. Insta Loan Calculator
Risk Tolerance Calculator
Lenders can build a portfolio of loans and run simulations to study the return on their investments. The tool shows the returns change over time and their sensitivity to loan tenure, loan interest rate and loan amount. One can also mark certain loans and EMIs as default and study their impact on portfolio returns. Registered lenders can save the simulation portfolio as well as send proposals to live borrowers using the tool. What-If-Analysis

EMI Calculator

Loan Amount

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10,000 10,00,000

Interest Rate

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12 36

Loan Tenure

months
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3 120

Your Monthly EMI

₹3,400

Apply Now

  • Principal ₹10,000

  • Interest Payable ₹201

  • Total Amount Payable ₹10,201

Investment Diversification

Investment Amount (Amount should be from 50K to 10L)

Return

Portfolio Minimal/Low Risk Medium Risk High Risk Very High/
Unrated Risk		 Total
Invest Amount -- -- -- -- --
No. of Borrowers -- -- -- -- --
Per Borrower Investment -- -- -- -- --
Uncertainty in Returns -- -- -- -- --

Wealth Builder

Monthly Amount Invested

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2,000 1,00,000

Return on Investment

%
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12 36

Investment Horizon

months
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6 120

After investment horizon
your amount will be

₹12,304

Apply Now

Insta Loan

Net take home Salary/ Monthly Income

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10K 2L

Total Running EMI

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0 1L

Rent or Other Fixed Obligation

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0 1L

Credit card outstanding (if any)

INR
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0 2L

Have you missed 3 consecutive EMIs or credit card payments in last 6 months?

Yes! You can borrow up to

₹1,74,375

Apply Now

Tenure

24 Months

Sorry! You are not eligible for loan as per details provided

Sorry! You don’t have sufficient cash flow

Disclaimer

  1. Your loan eligibility on our platform has been determined based on the information provided above. Your credentials and uploaded documents would undergo verification. The final loan approval would be determined by our Underwriting Process.

Risk Tolerance Calculator

Earn Great Returns

Minimal RiskSimilar borrowers
Low RiskSimilar borrowers
ANSARI ABDUL
Loan requirement
` 200000.00
Purpose
Business Funding
AJAY
Loan requirement
` 120000.00
Purpose
Wedding
ANKIT
Loan requirement
` 500000.00
Purpose
Business Funding
MOHD
Loan requirement
` 100000.00
Purpose
Business Funding
Medium RiskSimilar borrowers
MUKESH GULAB
Loan requirement
` 100000.00
Purpose
Business Funding
WASHIM RAJA
Loan requirement
` 100000.00
Purpose
Business Funding
JAI KUMAR
Loan requirement
` 500000.00
Purpose
Business Funding
MAHESH
Loan requirement
` 50000.00
Purpose
Business Funding
High RiskSimilar borrowers
SHARAN
Loan requirement
` 220000.00
Purpose
Business Funding
TANUJA
Loan requirement
` 150000.00
Purpose
Family Event
BALRAM
Loan requirement
` 100000.00
Purpose
Business Funding
SHEKH
Loan requirement
` 100000.00
Purpose
Business Funding
Very High RiskSimilar borrowers
RAUSHAN
Loan requirement
` 100000.00
Purpose
Family Event
NEERAJ KUMAR
Loan requirement
` 110000.00
Purpose
Business Funding
BHARAT
Loan requirement
` 100000.00
Purpose
Business Funding
NIHAR RANJAN
Loan requirement
` 100000.00
Purpose
Business Funding
Unrated RiskSimilar borrowers
BISWAJIT
Loan requirement
` 50000.00
Purpose
Business Funding
K RAJENDRA
Loan requirement
` 50000.00
Purpose
Business Funding
MOE YUNUS
Loan requirement
` 50000.00
Purpose
Business Funding
G.HARI
Loan requirement
` 50000.00
Purpose
Business Funding

Success Stories

BHARAT M

Amount Borrowed 50,000
Interest Rate 13.00%
Duration 12 months

I had a wonderful experience with faircent. The team is extremely professional and regularly follows-up with you in the entire process. The team has been very helpful, responsive and lives upto their commitment. Thanks Faircent for such an outstanding service.

MR. VIMALENDU SHUKLA

Amount Borrowed 135,000
Interest Rate 14.25%
Duration 36 months

I like this loan model. I have very good experience with Faircent. The best part is customer service of Faircent. Regular updates and issues concerned asap.

MR. SRINIVASAN MOHAN

Amount Borrowed 125,000
Interest Rate 18.00%
Duration 18 months

Its really an excellent site where people can get avail of loans with a easy and transparent process. it is also a place where we can put our money as a depositor.

ALKA RASAILY

Amount Borrowed 70,000
Interest Rate 17.00%
Duration 18 months

It was one of the best experience,the staff members are very helpful and friendly,they provide you the best option"

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