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Faircent.com (Fairassets Technologies India Pvt Ltd) becomes India’s first P2P Lending platform to receive a Certificate of Registration (CoR) as an NBFC-P2P from the Reserve Bank of India (RBI).

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More Statistics
  • 27.9%
    `57.04 Lacs

    Loan amount approved

  • 25.16% 0.45%

    Average interest rate

  • 44.82%
    1874 requests

    Loan requests received

  • 18.71%
    2389 Offers

    Investment Proposals

Calculations are based on rolling seven (7) days

Register Now

Get returns up to 25%
Lenders Committed to Lend `548,180,000
Browse Lenders
Borrowers Seeking to borrow `367,438,553
Browse Borrowers

How Do I Get Started?

1

Registration

2

Investment Profile Approval

3

View Loan Listing

4

Fund Loans

5

Sign Agreement With Borrower

6

Disbursement

7

EMI Profit Realization

8

Further Reinvestment

1

Registration

2

Profile Evaluation

3

Listing On Platform

4

Funding

5

Sign Agreement With Lender

6

Disbursement

7

EMI Repayment

8

Loan Closure

Calculators

EMI Calculator Check out your monthly loan payments, both interest and principal payments, by setting loan amount, tenure and rate of interest. These parameters can be changed easily using the sliders provided.
Investment Diversification This calculator, developed for lenders, guides them on how to invest their money in borrowers across various risk categories. The user inputs the investment amount and desired return on investment, and the calculator recommends the number of borrowers to invest in across risk categories along with the amount to invest per borrower. Uncertainty in returns is also shown. The calculator has been developed after doing deep analysis of investment patterns of lenders who have been successful in getting high returns.
Wealth Builder The calculator shows how your wealth will build up over time when a fixed amount is invested on a monthly basis. An investor can change the monthly amount, duration of investment and return on investment . In turn, the calculator will show the wealth accumulated after the investment horizon.
Insta Loan Calculator A borrower can check his / her loan taking capacity using the Insta Loan calculator. The calculations are based on monthly income, current EMIs, Rent and other Fixed Obligations, and Credit Card Outstanding. The calculator shows the amount of loan that can be taken. If the obligations are too high then a new loan cannot be availed.
What-If-Analysis Lenders can build a portfolio of loans and run simulations to study the return on their investments. The tool shows the returns change over time and their sensitivity to loan tenure, loan interest rate and loan amount. One can also mark certain loans and EMIs as default and study their impact on portfolio returns. Registered lenders can save the simulation portfolio as well as send proposals to live borrowers using the tool.

EMI Calculator

Loan Amount

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10,000 10,00,000

Interest Rate

%
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12 36

Loan Tenure

months
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3 120

Your Monthly EMI

3,400

Apply Now
  • Principal 10,000

  • Interest Payable 201

  • Total Amount Payable 10,201

Investment Diversification

Investment Amount (Amount should be from 50K to 10L)

Return

Portfolio Minimal/Low Risk Medium Risk High Risk Very High/
Unrated Risk
Total
Amount Invested -- -- -- -- --
No. of Borrowers -- -- -- -- --
Per Borrower Investment -- -- -- -- --
Uncertainty in Returns -- -- -- -- --

Wealth Builder

Monthly Amount Invested

INR
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2,000 1,00,000

Return on Investment

%
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12 36

Investment Horizon

months
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6 120

After investment horizon
your amount will be

12,304

Apply Now

Insta Loan

Net take home Salary/ Monthly Income

INR
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10K 2L

Total Running EMI

INR
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0 1L

Rent or Other Fixed Obligation

INR
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0 1L

Credit card outstanding (if any)

INR
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0 2L

Have you missed 3 consecutive EMIs or credit card payments in last 6 months?

Yes! You can borrow up to

1,74,375

Apply Now

Tenure

24 Months

Sorry! You are not eligible for loan as per details provided

Sorry! You don’t have sufficient cash flow

Disclaimer

  1. Your loan eligibility on our platform has been determined based on the information provided above. Your credentials and uploaded documents would undergo verification. The final loan approval would be determined by our Underwriting Process.

Earn Great Returns

Minimal RiskSimilar borrowers
Loan requirement
` 85100.00
Purpose
Group Loan
Loan requirement
` 91300.00
Purpose
Group Loan
Loan requirement
` 71100.00
Purpose
Group Loan
Loan requirement
` 89700.00
Purpose
Group Loan
Medium RiskSimilar borrowers
Loan requirement
` 60000.00
Purpose
Business Funding
Loan requirement
` 100000.00
Purpose
Business Funding
Loan requirement
` 150000.00
Purpose
Family Event
Loan requirement
` 150000.00
Purpose
Business Funding
Loan requirement
` 50000.00
Purpose
Family Event
Loan requirement
` 100000.00
Purpose
Home Improvement
Loan requirement
` 150000.00
Purpose
Business Funding
Loan requirement
` 80000.00
Purpose
Home Improvement
Very High RiskSimilar borrowers
Loan requirement
` 50000.00
Purpose
Business Funding
Loan requirement
` 50000.00
Purpose
Business Funding
Loan requirement
` 100000.00
Purpose
Home Improvement
Loan requirement
` 50000.00
Purpose
Appliance Purchase
Unrated RiskSimilar borrowers
Loan requirement
` 50000.00
Purpose
Medical
Loan requirement
` 50000.00
Purpose
Medical
Loan requirement
` 50000.00
Purpose
Business Funding
Loan requirement
` 50000.00
Purpose
Appliance Purchase

Success Stories

BHARAT M

Amount Borrowed 50,000
Interest Rate 13.00%
Duration 12 months

I had a wonderful experience with faircent. The team is extremely professional and regularly follows-up with you in the entire process. The team has been very helpful, responsive and lives upto their commitment. Thanks Faircent for such an outstanding service.

MR. VIMALENDU SHUKLA

Amount Borrowed 135,000
Interest Rate 14.25%
Duration 36 months

I like this loan model. I have very good experience with Faircent. The best part is customer service of Faircent. Regular updates and issues concerned asap.

MR. SRINIVASAN MOHAN

Amount Borrowed 125,000
Interest Rate 18.00%
Duration 18 months

Its really an excellent site where people can get avail of loans with a easy and transparent process. it is also a place where we can put our money as a depositor.

ALKA RASAILY

Amount Borrowed 70,000
Interest Rate 17.00%
Duration 18 months

It was one of the best experience,the staff members are very helpful and friendly,they provide you the best option"