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More Statistics- 23.7%
`175.93 Lacs
Loan amount approved
- 24.91%
0.45%
Average interest rate
- 18.8%
2224 requests
Loan requests received
- 6.12%
15243 Offers
Investment Proposals
Calculations are based on rolling seven (7) days
Register Now
Get returns up to 25%
Get rates as low as 12%
Lenders Committed to Lend `1,308,310,000
Browse Lenders
Borrowers Seeking to borrow `1,182,424,082
Browse Borrowers
How Do I Get Started?
- Lend MoneyGet High Returns
- Borrow MoneyGet Lower Rates
1 Registration
2 Investment Profile Approval
3 View Loan Listing
4 Fund Loans
5 Sign Agreement With Borrower
6 Disbursement
7 EMI Profit Realization
8 Further Reinvestment
1 Registration
2 Profile Evaluation
3 Listing On Platform
4 Funding
5 Sign Agreement With Lender
6 Disbursement
7 EMI Repayment
8 Loan Closure
Calculators
Check out your monthly loan payments, both interest and principal payments, by setting loan amount, tenure and rate of interest. These parameters can be changed easily using the sliders provided.
EMI Calculator
EMI Calculator
This calculator, developed for lenders, guides them on how to invest their money in borrowers across various risk categories. The user inputs the investment amount and desired return on investment, and the calculator recommends the number of borrowers to invest in across risk categories along with the amount to invest per borrower. Uncertainty in returns is also shown. The calculator has been developed after doing deep analysis of investment patterns of lenders who have been successful in getting high returns.
Investment Diversification
Investment Diversification
The calculator shows how your wealth will build up over time when a fixed amount is invested on a monthly basis. An investor can change the monthly amount, duration of investment and return on investment. In turn, the calculator will show the wealth accumulated after the investment horizon.
Wealth Builder
Wealth Builder
A borrower can check his / her loan taking capacity using the Insta Loan calculator. The calculations are based on monthly income, current EMIs, Rent and other Fixed Obligations, and Credit Card Outstanding. The calculator shows the amount of loan that can be taken. If the obligations are too high then a new loan cannot be availed.
Insta Loan Calculator
Insta Loan Calculator
The calculator determines the risk tolerance of an investor based on a set of 12 questions. Based on investor's risk profile, the calculator recommends the percentage allocation of the p2p loan portfolio for every risk category. 
Risk Tolerance Calculator
Risk Tolerance Calculator
Lenders can build a portfolio of loans and run simulations to study the return on their investments. The tool shows the returns change over time and their sensitivity to loan tenure, loan interest rate and loan amount. One can also mark certain loans and EMIs as default and study their impact on portfolio returns. Registered lenders can save the simulation portfolio as well as send proposals to live borrowers using the tool.
What-If-Analysis
What-If-Analysis
EMI Calculator
Loan Amount
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Interest Rate
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Principal ₹10,000
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Interest Payable ₹201
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Total Amount Payable ₹10,201
Investment Diversification
Investment Amount (Amount should be from 50K to 10L)
Return
| Portfolio | Minimal/Low Risk | Medium Risk | High Risk | Very High/ Unrated Risk |
Total |
|---|---|---|---|---|---|
| Invest Amount | -- | -- | -- | -- | -- |
| No. of Borrowers | -- | -- | -- | -- | -- |
| Per Borrower Investment | -- | -- | -- | -- | -- |
| Uncertainty in Returns | -- | -- | -- | -- | -- |
Wealth Builder
Monthly Amount Invested
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Return on Investment
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Investment Horizon
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Insta Loan
Net take home Salary/ Monthly Income
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Total Running EMI
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Rent or Other Fixed Obligation
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Credit card outstanding (if any)
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Have you missed 3 consecutive EMIs or credit card payments in last 6 months?
Tenure
24 Months
Sorry! You are not eligible for loan as per details provided
Sorry! You don’t have sufficient cash flow
Disclaimer
- Your loan eligibility on our platform has been determined based on the information provided above. Your credentials and uploaded documents would undergo verification. The final loan approval would be determined by our Underwriting Process.
Risk Tolerance Calculator
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Low RiskSimilar borrowers
Medium RiskSimilar borrowers
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Unrated RiskSimilar borrowers
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