faircent personal loans


Faircent has funded Business loans at
interest rates as low as 12% p.a.

The Faircent Advantage

lower interest - faircent personal loans


No intermediary costs and margins leading to lowest rates

no bank - faircent personal loans


Borrow directly from trusted lenders, without visiting a bank

multipal loan - faircent personal loans


Get the funds required to grow expand or run your business at your terms.

get funded - faircent personal loans


You can get funded within hours after your loan is listed.

First name should include aphabets only & should be atleast 3 characters long.
Last name should include aphabets only & should be atleast 3 characters long.
PAN number can't be empty & should be a valid one.
Password can't be blank.
Mobile No must have 10 numbers.
OTP must be a valid non-empty numeric value.


Please choose gender.
Please enter DOB.

residential address

  • Please select state.
  • Please select city.
  • Please choose pincode.
  • loan amount

Salary can't empty and can have numbers only.
I have read and agree to the TERMS OF USE and PRIVACY & SECURITY POLICY. I authorize faircent.com to make any enquiries with any finance company or bank or registered credit bureau regarding my credit history with them. I consent to the search, download, and upload of my CKYC information to CERSAI.
loading - faircent personal loan page

The Faircent Experience

Mamtaa Gupta, who runs a fashion and lifestyle store in Delhi, said that after borrowing a Rs 5 lakh collateral-free loan from HDFC bank, she preferred to take another Rs 5 lakh from Faircent.com due to the low interest rate. According to her, accessing capital for a small business is still a challenge but the process followed by Faircent.com was easy and fast.

user review - faircent personal loan


Faircent Business Loan

As a business owner, you may have faced sudden requirement of funds. This could be to expand business operations, fulfil inventory requirements or for any other reason that would enable you to grow your business. A business loan taken on Faircent.com, India’s largest Peer to Peer Lending website can be your best option with interest rates upto 4% lower than banks and fast, easy access to funds.

At Faircent.com, borrowers deal directly with registered lenders thereby removing intermediary costs and margins of banks and financial institutions ensuring you get the best interest rates. Based on the financial documents submitted by you, the automated underwriting engine at Faircent determines the maximum loan amount, rate of interest and the loan tenure at which you can avail your business loan.

The recommended rate of interest ranges from 12% p.a. to 28% p.a. and the loan tenure ranges from 6 months to 36 months. An individual can take a loan for business purposes up to ₹ 10 lacs. For e.g. an individual borrowing ₹ 2 lacs for 24 months @18% p.a. will have an EMI of ₹ 9985/- per month.

In order to assess your profile, process and list your business loan requirement Faircent charges a small fee of Rs. 500/-. This is adjustable against your processing fees payable only after your loan is through. So, register today to list your business loan requirement and avail the lowest interest rates.

Faircent is the pioneer in India’s peer to peer lending market.

It is facilitating individual lenders to invest directly for higher returns and enableing credit worthy borrowers to lower costs on loans.


Started in 2014, in less than 2 years more than...

  • 258,146 Lenders have joined us
  • 4,577,150Borrowers have joined us
  • 39,876 Lacs Committed to lend
  • 115,735 Lacs Loans funded so far

Faircent in the Media

Peer to peer lending facilitator Faircent.com is eyeing business
transactions worth Rs. 2,000 crore in three to four years on rising demand for loans in the country



loading - faircent personal loan page