faircent personal loans


Faircent has funded Personal loans at
interest rates as low as 14.1%

The Faircent Advantage

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No intermediary costs and margins leading to lowest rates

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Borrow directly from trusted lenders, without visiting a bank

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Accept, Reject or Counter proposals to get the rate which suits you best.

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You can get funded within hours after your loan is listed.

First name should include aphabets only & should be atleast 3 characters long.
Last name should include aphabets only & should be atleast 3 characters long.
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Mobile No must have 10 numbers.
OTP must be a valid non-empty numeric value.


Please choose gender.
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residential address

  • Please select state.
  • Please select city.
  • Please choose pincode.
  • loan amount

  • loan purpose

Employment Type

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I have read and agree to the TERMS OF USE and PRIVACY & SECURITY POLICY. I authorize faircent.com to make any enquiries with any finance company or bank or registered credit bureau regarding my credit history with them.
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The Faircent Experience

“I was looking to borrow money for house renovation and I didn’t want to go through the hassles of unending paper work. A friend suggested Faircent.com. Initially I was a bit skeptic about paying the activation fees but once I got the account activated…WOW. I couldn’t believe how fast and smooth the entire process became. I got the money, the renovation is done and I chalked out a great deal with my respective lenders to keep everything easy on my pocket too.”

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Faircent Personal Loan

All of us have faced sudden or urgent requirements for money which have come up at odd times and in order to satisfy these, we start looking for a quick personal loan. The requirement could be for a wedding expense, a medical emergency, renovation or refurbishment of your home or even to take a vacation. Even those struggling with debt on credit cards may wish to consolidate it under a single low cost personal loan.

At Faircent.com, we are committed to provide easy and fast access to online personal loans at the lowest interest rates. Faircent.com is India’s largest peer to peer (P2P) lending website where borrowers deal directly with registered lenders thereby removing intermediary costs and margins of banks and financial institutions.

At Faircent.com, the guiding philosophy is to make the borrowing process simple for anyone who needs a personal loan. Every borrower is identity-verified, credit-checked and risk-assessed on the basis of documents received from them. The automated underwriting engine determines the maximum loan amount, rate of interest and the loan tenure at which you can avail a personal loan. The recommended rate of interest ranges from 12% p.a. to 28% p.a. and the loan tenure ranges from 6 months to 36 months. An individual can take a loan from ₹ 30 thousand to ₹ 7.5 lacs and for business purpose up to ₹ 10 lacs. So, e.g. an individual borrowing ₹ 2 lacs for 24 months @18% p.a. will have an EMI of ₹ 9985/- per month.

In order to assess your profile, process and list your personal loan requirement Faircent charges a small fee of Rs. 500/-.

So, register today to list your personal loan requirement and avail the lowest interest rates.

Faircent is the pioneer in India’s peer to peer lending market.

It is facilitating individual lenders to invest directly for higher returns and enableing credit worthy borrowers to lower costs on loans.


Started in 2014, in less than 2 years more than...

  • 85,763 Lenders have joined us
  • 577,683Borrowers have joined us
  • 6,903 Lacs Committed to lend
  • 4,449 Lacs Loans funded so far

Faircent in the Media

Peer to peer lending facilitator Faircent.com is eyeing business
transactions worth Rs. 2,000 crore in three to four years on rising demand for loans in the country



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