It is the Festive Season!

Deepavali, the festival of light is already underway... And we are here to set alight a few more lamps to Welcome Goddess Laxmi to your home. FAI₹CENT brings hand tailored Online Personal Loan and Investment Options to Prepare you Financially this Festive Season 2018!

Give Your Home a Festive Make Over with A Personal Loan

Are you looking to remodel your home this Diwali? But, the high cost of renovation is stopping you? From painting to remodeling broken fixtures to reconstructing a room, this Diwali Faircent will help you finance your home renovation with a Personal loan.

 

 

 A house demands regular maintenance. A Festival is the most auspicious time to give your home a constructive remodel.

 

Take a Home Renovation Loan for –

Ma Lakshmi, the goddess of wealth and prosperity, is worshipped on Diwali. In Hindu mythology, there is a belief is that She comes to earth on the night of Diwali to bless a home that is well-decorated and clean.  To devote a full festal welcome, don’t just restrict the renovation task limited to your worship area.  From the entrance of your house to an old storage area; your home deserves a comprehensive makeover.

1) Paint your Home: A fresh coat of paint will refresh your walls by giving a brighter and more inviting look. With money in your bank account you can shop better quality exotic colors – metallic, satin or flock, to give your walls a sophisticated festive cheer.  

2) Pooja Room Decor: It is that time of the year when everyone must remodel their home’s Pooja room. So, in order to make way for Goddess Lakshmi - Decorate your pooja room to make it look esthetic and elegant. With a personal loan, you can also construct a new east facing sculptured temple for Goddess to reside forever. It would be your best home investment this festive season.

3) Festive Lighting: It is the festival of light. A loan for the purpose of home remodeling will give you complete liberty to play with lights. Before the celebration finally begins you must invest the loan amount to brighten up your home. Replace those old lighting fixtures. You can install an elegant new chandelier to glamorize your home. Invest in those fancy lights in lieu of triumph of light over darkness.

Diwali gives you once-a-year chance to renovate your home, to keep the wealth flowing throughout the year. So, what are you waiting for?

A home improvement loan is an easy-on-pocket option to invest in housing makeover. It is an unsecured loan that comes with competitive rates, ZERO Collateral, 100% online loan processing, super flexible EMIs and repayment period of up to 36 months; to help you accomplish the annual home renovation assignment with ease.  

Also, if you already have a Home loan going on, you can take a Top Up loan for Home Renovation and Housing Extension.

 

Personal loan Facilitating Gold purchase this Dhanteras

Our ancestors always believed in savings and investment. That’s why there is a tradition of celebrating Dhanteras with the purchase of Gold. Lord of wealth, Kubera, is worshipped on this day. Astrologically, Dhanteras is the most auspicious occasion to purchase gold, silver, kitchen utensils, and other precious metals, as a symbol to usher wealth.

 

Gold is an Investment, Not an Expense!  

1) Gold Coins and Bars: You can buy physical gold in the form of coins and bars. It is widely used to make jewelry, artifacts, gifts, and other work of art items. The current 10gram of 24K Gold (99.9%) Price is 32,975 INR; in New Delhi. Based on the fluctuation in the market, the prices of gold may oscillate. You can purchase these from your local jeweler, banks and NBFCs. 

2) GOLD ETFs: The Gold ETF (exchange-traded funds) is a great alternative to physical gold purchase. With gold prices at an all-time high, it is also practically not be feasible to buy a single gram of Gold.  However, with gold ETFs, it is easier to invest money in as small a quantity as 1gm of Gold. If you are looking to invest in gold this Dhanteras, you don’t actually have to step into a gold shop. Gold ETFs combine the traditional popularity of gold purchase on Dhanteras without safe keeping it physically.

Why Personal Loan?

With low competitive rates on personal loan and the gold prices quickly going up, the price at which you purchased gold today could upsurge tomorrow. Ultimately covering the cost of an interest rate on your personal loan. It is a smart and savvy strategy earn more on your gold purchase this Dhanteras. However, you should be able to qualify for a low-interest rate loan to ensure your investment in gold yield.

Dhanteras is only a few weeks away. Although it only takes less than 10 minutes to apply for a personal loan with Faircent, it is best you apply as early as possible to plan your shopping in advance.

 

Don’t Just Burn Money, But Invest in P2P Loans

Now a day’s numerous investment options are available. Why not simply start investment in P2P loans with a minimum amount of INR 750?

 Festivals are more than just shopping and spending. They also offer a promising opportunity for investors to build wealth. After all, it is time to welcome the Goddess of wealth Herself.

P2P lending is an investment that gives investors a chance to build a passive income stream. Invest this festive season to enjoy a steady cash flow going for long. It also offers compounding returns on reinvestment. You can slowly increase the investment amount and diversify your portfolio as you gain confidence.

This Diwali Invest in Something New – Get Started with P2P Lending. 

 

Celebrate Financial Freedom this Diwali with a Debt Consolidation Loan!

Diwali is associated with new beginnings. It is the ideal time of the year for you to close old debts, clear pending credit card payments and give yourself a fresh start on CIBIL report.

 With a personal loan for debt consolidation, you can combine all your high-interest rate debts into a single loan with lower monthly payment. It will give you a great deal of financial and emotional relief with a hold on your financial situation. It also gives individuals the chance to rebuild their CIBIL report. 

On this Diwali, while you continue to Rejoice the Festival – Light a Lamp to come out of Debt. Apply with Faircent for a Debt Consolidation Loan and Take a Pledge to Live a Life filled with Financial Prosperity! 

 

Personal Loan for Electronic Appliances

Longing to buy an electronic gadget? This festive season fill your home with prosperity with our low-cost Personal Loan for Home Appliance purchase. It is the best time for any big-ticket purchases like electronics, furniture, and any other white goods etc. Moreover, you can buy your desired products today and pay later in the form of affordable low-cost EMIs, and a loan tenure of your choice.

12 Consumer Durables you can Bring Home this Diwali –

1- Air conditioner

2- Modular Kitchen

3- Mobile phones

4- Play stations

5- Vacuum Cleaner

6- Water Purifiers / RO System

7- Microwave, Oven

8- Television

9- Washing machine

10- Laptop and tablets.

11- Inverter & Battery

12- Domestic Kitchen Chimney

With our digital P2P Lending Platform, you can apply for a personal loan sitting at your home, while traveling to work in a metro, while having a coffee in a restaurant, or etc. All you need to have is internet access and with Faircent- Personal Loan and Investments App, you can finish the application process in less than 10 minutes.

 

Features of P2P Loan

This Diwali makes Personal Loan your new-age ‘Peer’ in need - to meet instant capital requirements. Find your ideal Online Loan using available Personal Loan EMI Calculator on our website home page. We suggest you do a detailed research before finally apply. But if you are applying with Faircent, then your research is already accomplished; because this Diwali we bring you the best possible loan rates, most flexible EMIs with no collateral to match your festive whims and fancies.

1) Loan Amount: The amount that you can borrow depends on your income, repayment capacity and other financial factors. The minimum amount that can be borrowed is INR 15,000/- and the maximum that can be borrowed is subject to a ceiling of INR 10 Lacs.

2) Attractively low competitive interest rates: 9.9% p.a. to 36% p.a.

3) Hassle-free loan processing: Everything Online on our Website and Faircent App, No branch visit at all.

4) No prepayment penalties | No hidden costs or any unfair margins

5) Online minimal documentation: Personal identity and financial verification all on the website.

6) Absolutely No collateral is required

 

Finally, A Fair Advice -

A festival loan is surely an attractive option to explore; however, one needs to be vigilant. Do not go overboard with your Diwali expenses; Borrow an amount that is within your repayment capacity because – Every % counts.

May this Diwali bring wealth, wisdom and prosperity for you and your family!

FAI₹CENT Wishes All A Very Happy Diwali!!