faircent personal loans


Earn as high as 25% p.a.

The Faircent Advantage

lower interest - faircent personal loans


Start getting your money back from the 1st month onwards

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FAST, EASY & Transparent

Automated processes supported by deep transparent data & analytics

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wide choice of borrowers

Spread your investment around thousands of loans across risk buckets

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largest lender community in india

Join the thousands of lenders who are earning awesome returns

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residential address

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I have read and agreed to the Terms Of Use and Privacy and Security Policy I have understood all the risks associated with the lending transactions such as the likelihood of loss of entire principal in case of default by a borrower. I am aware that Faircent.com does not assure return of principal or payment of interest.
I authorize faircent.com to make any enquiries with any finance company or bank or credit bureau regarding my credit history.
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The Faircent Experience

“Faircent is really fair and honest in its operations… It’s a matter of time Faircent will actually become e-bay of loans and customers like me will feel proud… as we will also grow with them. Since ever I wrote my 1st cheque in favour of a borrower who was unknown to me... I felt I am helping someone and also, I am making money like banks do. Cheers and best of luck!”

user review - faircent personal loan


Guwahati, Assam

Faircent P2P Lending

Faircent.com, the largest p2p lending platform in India, is an innovative investment option which will help you make returns which could be as high as 28% p.a. Faircent invites your participation as a Lender in writing the success story of p2p lending in India. With Faircent.com, you can now lend your money online to borrowers and make high returns, all you need to do is to register on Faircent.com and link your bank account (in any bank in India).

What’s more, since there is no requirement for any physical documentation etc., all this can be done online. The Faircent model provides better rates of interest than the traditional model because it removes the intermediaries and connects the lenders directly to the end users – the borrowers. And here every borrower is identity-verified, credit-checked and risk-assessed based on the documents received from them.
The recommended rate of interest ranges from 12% p.a. to 36% p.a. and the loan tenure ranges from 6 months to 36 months. A lender can invest from ₹ 30 thousand to ₹ 7.5 lacs for personal loans and up to ₹ 10 lacs for business loans. In order to provide you access to your own lending account with access to borrower listings, Faircent charges a small nominal registration fee of ₹ 1000/-.

So, register today to start investing in borrowers on Faircent.com and make returns as high as 25% pa.

Faircent is the pioneer in India’s peer to peer lending market.

It is facilitating individual lenders to invest directly for higher returns and enabling credit worthy borrowers to lower costs on loans.


Since we started in 2014...

  • 140,859 Lenders have joined us
  • 1,613,068Borrowers have joined us
  • 14,001 Lacs Committed to lend
  • 14,971 Lacs Loans funded so far

Faircent in the Media

Peer to peer lending facilitator Faircent.com is eyeing business
transactions worth Rs. 2,000 crore in three to four years on rising demand for loans in the country