Guide to smart banking: Why P2P lending is an ‘interest’ing idea

Until a few years ago, the career path for most Indians followed an almost fixed trajectory: securing a stable job, getting married by their mid-20s, planning for retirement in their 40s, and then, well, retiring at 60. As far as planning for investments was considered, these individuals seldom looked beyond parking their money in either long-term bank/post office deposits or gold, while those with deeper pockets and greater risk appetites would usually invest in real estate assets or high-value stocks for higher returns.

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