Looking to invest your money? Well, we have just the ‘FD’ for you
Presenting Faircent Double, a P2P investment option on India’s largest P2P lending platform.Through Faircent Double, you can invest in loans directly given out to India’s creditworthy individuals and small businesses, and earn stable and high returns, just like you would in a bank
Show me how you deliver
stable high returns
Various lenders, just like you, invest money in a plan of their choice. The money is pooled in a single corpus
Loans are disbursed to borrowers only with a healthy credit score (rates from 10% p.a. to 36% p.a.)
Data science and algorithms automate portfolio management and optimize returns
Loans are collected back using analytics-based methods, backed by a strong recovery process
The loan repayments are pooled, and you are paid back up to 12% p.a., based on your chosen plan.
Our fees are performance-linked, payable only when you have earned the returns as per your investment plan
Your money can be reinvested to enable it to generate compounded returns.
Monthly in-depth status reports; no guesswork
Comprehensive Investment Dashboards, with just the date you need.
Dedicated executive to answer your questions
Seamless liquidation on returns
Regular Loan Portfolio disclosures, to keep you updated all the time.
Aggregate portfolio mix reports covering:
- Product Mix
- Collection Performance
- Credit History
- Employment Type
Self Employed (53%)
Show me your track record
Lenders have joined us
Borrowers have joined us
Average Investment size
Gross ROI of portfolio
Average Loan Amount
Lending on Faircent.com is subject to defaults. Please read the product details/borrower profiles carefully before investing. Fairassets Technologies India Pvt Ltd (Faircent.com) has a valid certificate of registration dt. May 16th, 2018 issued by the Reserve Bank of India under Section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or the opinions expressed by the company and for repayment of deposits / discharge of liabilities by the company. All repayments are subject to GST. Product returns are dynamic & Faircent doesn’t provide any guarantee of returns. Faircent will perform risk management activities but it does not guarantee safety of capital. Loans are invested over a period of time depending on the amount and Interest starts accruing only on disbursements. Returns are dependent on utilization of funds. Unutilized amount does not earn any interest. Lender’s investments in a product authorizes Faircent to send funding proposals to borrowers meeting the investment criteria. If monthly re-investment is available for a product, then it will be made to borrowers meeting the product’s investment criteria at the point of reinvestment. The Faircent Double “Freedom Plan” gives lenders the ability to request for a release of the amounts, to their escrow account on demand. Funds can only be released from the “Freedom plan” to escrow account of the Lender or moved to another plan post 24 hours of the investment. Faircent Double “Freedom Plan” investments which are released to the escrow account of the Lender prior to a 30 day term may attract a lower interest rate which will be as published by Faircent, in its sole discretion and notified to the Lender on the lender’s dashboard. Faircent reserves the right to change such interest rates without notice and shall not be liable for any deficiency in amount that may be received by the Lender as a result of investment in Faircent Double. At the end of every financial quarter all the funds in the Freedom plan will be automatically released to the escrow account of the Lender and shall be automatically reinvested in the same Freedom plan. Faircent charges portfolio management fees in Faircent Double which will be invoiced and deducted on every interest credit to escrow and the management fees shall be charged in accordance with the terms and conditions of the plan chosen by the lender. Lender shall be solely responsible to choose the Plan and Faircent shall not be liable or responsible for any loss caused to the Lender as a result. Liquidity is offered on a best effort basis in the Faircent Double “Freedom Plan” and Faircent shall not be liable or responsible for any delay in or non-availability of Liquidity.
By registering as Lender on the Site, a lender agrees that he/she has not lent any amount exceeding INR 50,00,000 (Rupees Fifty Lakhs only) across all the P2P platforms in India and also agrees that he/she will not exceed the limit specified by the RBI for lending on P2P platforms in India. In case a lender is investing more than INR 10,00,000 (Rupees Ten Lakhs only) across P2P platforms he/she shall produce a certificate to P2P platforms from a practicing Chartered Accountant certifying their minimum net-worth of INR 50,00,000 (Rupees Fifty Lakhs only). By registering as a Borrower on the site, a borrower agrees that he/she has not borrowed any amounts exceeding INR 10,00,000 (Rupees Ten Lakhs only) across all the P2P platforms in India and also agree that he/she will not exceed the limit specified by the RBI for borrowing on P2P platforms in India. The borrower also agrees that he/she has not borrowed more than INR 50,000 (Rupees Fifty Thousand only) from the same Lender across all P2P platforms in India. Apple and the Apple Logo are trademarks of Apple Inc., registered in the U.S. and other countries. App store is a service mark of Apple Inc., registered in the U.S and other countries. Google Play and the Google Play Logo are trademark of Google Inc.