Use the power of Data Science and Compounding to earn up to 12% p.a. (Flat) returns by investing in loans to India’s creditworthy small businesses and consumers with the Faircent Double.
Invest using Data Science
Unique Diversification Algorithm
Performance linked Processing Fees
Liquidity after selected tenure
Non-Volatile Flat Returns
Stable and High Returns
Low correlation with stock market
Constant Portfolio Monitoring for Recalibration
How does the Faircent Double work?
- Interested lenders pool in their money and authorize Faircent to disburse this into a diverse mix of loans offered to borrowers who as per Faircent’s algorithms have the repaying capacity to provide aggregate returns of up to 12% p.a.
- Leveraging the power of data and analytics, a scientific approach is used for portfolio building. This helps you save time and energy while achieving efficiency in managing your portfolio.
- Portfolio is constantly monitored and recalibrated. Analytics based approach to collection strategy and execution.
- Portfolio offers loans to credit-worthy borrowers with proven track records and a healthy credit score, and a majority have no defaults in their loan servicing history.
- Processing Fees are only payable after you have earned the returns as per your investment plan. Eg. If the net returns post default are 15% p.a. and the lender has chosen tenure option with 12% p.a. (Flat) returns, then the Faircent Performance linked processing fee will be 3%. If the net returns post default (if any) are 11.5% p.a. and the lender has chosen tenure option with 12% p.a. (Flat) returns, then the lender will receive 11.5% p.a., while Faircent performance linked processing fee will be nil.
- Reinvestment option available to benefit from compounding returns.
Faircent.com is India’s largest P2P lending platform and first to be recognized as an NBFC-P2P by the Reserve Bank of India. It provides you with a digital platform to invest directly in India’s local businesses through a variety of loan products enabling you to diversify your investment portfolio and earn stable and high returns just like a bank.
India's Largest P2P lending platform with Lakhs of registered lenders and borrowers
1st NBFC-P2P Regulated by RBI
Lakhs of loans seamlessly disbursed every month
Tech-enabled platform to facilitate risk management
Simple, transparent and online investing experience seamlessly managed by Faircent
Rs.2500+ Crores loan amount disbursed till date
Awards & Recognitions
Faircent.com is recognised in India and the world over for its tremendous potential as a P2P Lending platform.
Here’s what Mr. Sharad Sharma, an Faircent Double investor has to say:
"Faircent Double is a great option to earn flat returns on my investment while also helping to increase my portfolio stability. Knowing that my investment is going to India's local business owners has been a very fulfilling experience. Faircent.com has made the process really very simple."