NEED A PERSONAL LOAN?
Get it at interest rates as low as 12% p.a. under our ‘Invest for India’ initiative for individuals and small businesses
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The Faircent Advantage
LOWEST INTEREST RATES
No intermediary costs and margins leading to lowest rates
NO BANK MEDIATION
Borrow directly from trusted lenders, without visiting a bank
EMPOWER YOURSELF
Accept, Reject or Counter proposals to get the rate which suits you best.
GET FUNDED FASTER
You can get funded within hours after your loan is listed.
The Faircent Experience
“I was looking to borrow money for house renovation and I didn’t want to go through the hassles of unending paper work. A friend suggested Faircent.com. Initially I was a bit skeptic about paying the activation fees but once I got the account activated…WOW. I couldn’t believe how fast and smooth the entire process became. I got the money, the renovation is done and I chalked out a great deal with my respective lenders to keep everything easy on my pocket too.”
NEERAJ KUMAR BORROWER
Faircent Personal Loan
All of us have faced sudden or urgent requirements for funds which have come up at odd times and in order to satisfy these, we start looking for a quick personal loan. The requirement could be for a wedding expense, a medical emergency, renovation or refurbishment of your home or even to take a vacation. Even those struggling with debt on credit cards may wish to consolidate it under a single low cost personal loan. At Faircen
All of us have faced sudden or urgent requirements for money which have come up at odd times and in order to satisfy these, we start looking for a quick personal loan. The requirement could be for a wedding expense, a medical emergency, renovation or refurbishment of your home or even to take a vacation. Even those struggling with debt on credit cards may wish to consolidate it under a single low cost personal loan.
At Faircent.com, we are committed to provide easy and fast access to online personal loans at the lowest interest rates. Faircent.com is India’s largest peer to peer (P2P) lending website where borrowers deal directly with registered lenders thereby removing intermediary costs and margins of banks and financial institutions.
At Faircent.com, the guiding philosophy is to make the borrowing process simple for anyone who needs a personal loan. Every borrower is identity-verified, credit-checked and risk-assessed on the basis of documents received from them. The automated underwriting engine determines the maximum loan amount, rate of interest and the loan tenure at which you can avail a personal loan. The recommended rate of interest ranges from 12% p.a. to 28% p.a. and the loan tenure ranges from 6 months to 36 months. An individual can take a loan from ₹ 30 thousand to ₹ 7.5 lacs and for business purpose up to ₹ 10 lacs. So, e.g. an individual borrowing ₹ 2 lacs for 24 months @18% p.a. will have an EMI of ₹ 9985/- per month.
In order to assess your profile, process and list your personal loan requirement Faircent charges a small fee of Rs. 500/-.
So, register today to list your personal loan requirement and avail the lowest interest rates.
Faircent is the pioneer in India’s peer to peer lending market.
It is facilitating individual lenders to invest directly for higher returns and enableing credit worthy borrowers to lower costs on loans.
Started in 2014, in less than 2 years more than...
- 292,268 Lenders have joined us
- 4,866,409Borrowers have joined us
- 41,857 Lacs Committed to lend
- 15,115.37Lacs Loans funded so far
Faircent in the Media
Peer to peer lending facilitator Faircent.com is eyeing business
transactions worth Rs. 2,000 crore in three to four years on rising demand for loans in the country
-TIMES OF INDIA, 2016